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Find out how to insure your wedding rings and jewelry with the right policy

Most homeowner insurance policies do not provide adequate coverage for your valuable personal possessions. Think of it this way, homeowners insurance is designed to cover you for major losses – losses that can put a strain on you and your family. Therefore, a homeowner policy has coverage limitations for high value items. Failure to properly insure your high-value items can leave you not only without your priceless possessions, but financially without money as well.

To insure your rings and jewelry in the right way, you need to use the right policy. Valuable personal property policies, also known as inland navigation policies, are designed to cover shortages of high-priced personal property (such as jewelry and wedding rings) that are evident in the typical homeowner or rent…...